Personal Banking
At New Republic Bank, family is everything.
New Republic Bank provides the expertise needed to navigate the complexities of managing wealth across a spectrum of goals, time horizons, needs and reporting.
Discover a range of personal banking services designed to simplify your financial journey and empower you to achieve your goals. From everyday banking to future planning, our team of dedicated professionals is here to support you every step of the way.
From everyday needs
to big dreams.
User-Friendly Services
Easy to Open, Easy to Use
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Online Banking
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Mobile Apps
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Debit Cards
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Certificates of Deposit
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Remote Deposit Capture
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Checking
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Savings
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IRAs
Tailored Solutions for Individuals and Families
Support Every Step of the Way
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Investment Lines of Credit
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Home Equity Lines of Credit
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Partnership Buy-Ins
At New Republic Bank, we prioritize your financial success and strive to make banking a seamless and rewarding experience. Whether you're saving for a milestone, or planning for retirement, our personal banking solutions are tailored to your individual needs. Join us on your financial journey and experience the difference of banking with New Republic Bank, where your goals become our goals.
Deposit with confidence.
Build a brighter future.
Tailored
Checking
Interest-bearing personal checking account with added benefits.
Monthly maintenance fee: $12
Minimum opening deposit: $100
Monthly maintenance fee waived with any one of the following: $500 minimum daily balance in Bonus Checking account or $1,500 minimum daily balance in Savings account; or $10,000 minimum daily balance in CD
✔️ Interest bearing 2
✔️ Debit card
✔️ Online Banking with free Bill Pay
✔️ Free 24-Hour Direct Teller Telephone Banking
✔️ Free Quicken Web Connection
✔️ Overdraft protection options**
Regular*
Savings
Savings account that earns interest.
Monthly maintenance fee: $5
Minimum opening deposit: $100
Monthly maintenance fee waived with any one of the following: $300 minimum daily balance
✔️ Interest bearing 2
✔️ Debit card when combined with checking
✔️ Online Banking with free Bill Pay
✔️ Free Quicken Web Connection
✔️ Free 24-Hour Direct Teller Telephone Banking
Overdraft protection options: NA
Tiered Money Market Checking
Interest bearing checking account that pays higher rates in tiers.
Monthly maintenance fee: $10
Minimum opening deposit: $1,000
Monthly maintenance fee waived with any one of the following: $2,500 minimum daily balance
✔️ Interest bearing 2
Debit card: NA
✔️ Online Banking with free Bill Pay
✔️ Free Quicken Web Connection
✔️ Free 24-Hour Direct Teller Telephone Banking
Overdraft protection options: NA
Certificates of Deposit
Standard Term CD’s
Minimum opening deposit: $1,000
Terms: Ranging from 91 days-60 months
Additional deposits allowed during term: NA
Penalty-Free Withdrawal Allowed: NA
Traditional or Roth IRA
Individual Retirement Accounts allow you to make tax-advantaged or tax-exempt contributions as you save for retirement.
Minimum opening deposit: $1,000
Terms: 18 months, 24 months or 30 months
Additional deposits allowed during term: See your tax consultant for tax information regarding deposits
Penalty-Free Withdrawal Allowed: See your tax consultant for tax information regarding withdrawals
For QUALIFYING COMBINED BALANCES OF $25,000 or more, you will receive the following additional features:
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Free official bank check
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Free interim statement printouts
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Free check image copies
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Free account research
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Free person-to-person telephone banking
These additional features are for customers with a qualifying combined balance of $25,000 or more at time of request (including Checking, Savings, Money Market Savings, Money Market Checking, Certificate of Deposit and/or IRA) and can be used an unlimited number of times while customer still qualifies.
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The interest rate for your account will be determined by the initial deposit balance. Subsequent rates will be determined by the balance of the account and current tier rates. See Deposit Rate Sheet for additional terms and conditions.
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You must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed annual percentage yield. See Deposit Rate Sheet for additional terms and conditions.
*We reserve the right to, at any time, require not less than 7 days notice in writing before any withdrawal. **Overdraft protection is available through linkage to a savings account or certain credit products offered by New Republic Bank. Credit products are subject to credit approval. Some restrictions apply in linkage and should be discussed with a representative of your local New Republic Bank branch. *A penalty may be imposed for early withdrawal of a certificate or IRA. See Deposit Rate Sheet for additional terms and conditions.